Many companies struggle with increasing insurance premiums and unpredictable rate hikes in the conventional insurance market​. Group captives provide a solution by offering more predictable costs based on a company's actual loss history rather than external market factors​.

Traditional insurance companies control claims management, often leading to inefficiencies, higher costs, and less transparency. With a group captive model, members have direct control over their claims process, risk management strategies, and safety programs, leading to better outcomes and lower costs over time​.

In a conventional insurance model, premiums paid by a company often contribute to the insurer’s profits rather than benefiting the insured company. Group captive members, however, can receive dividends from unused loss funds and investment income, creating a direct financial incentive to manage risks effectively​.

Marshall is the Sales Manager at Integrity Insurance Agency in Topeka, KS. He grew up in Chanute, KS and later went to Wichita State University to earn his degree in Radio/TV/Film. After graduating from WSU, Marshall went on to Clarion State College in Clarion, PA where he earned a Master of Science Degree in Communications.

Marshall first obtained his insurance license to sell Life Insurance in 1982. He got his Property/Casualty License in 1987 when he became a Marketing Rep for Federated Insurance. During his six years with Federated, Marshall gained extensive experience in the area of Workers Compensation Insurance and workplace safety.

Marshall, along with his wife Jan, started Integrity Insurance Agency in 2011. Marshall’s goal was to focus on Commercial Insurance and bring his experience in workplace safety and insurance programming together into one well-rounded service package. Not only has Integrity Insurance Agency grown into one of the leading Commercial Insurance Agencies in Topeka, but literally hundreds of individuals and families have found Integrity Insurance Agency as a great source for their personal insurance needs as well.

Outside of work, Marshall loves all kinds of sports. He was a pitcher/outfielder in college and played baseball in the Men’s Senior League for several years, was selected as the starting pitcher for the MSLB All-Star Game and was the winning pitcher in the MSLB World Series final game. He loves the Royals and Chiefs, but probably enjoys amateur athletics the most – GO Jayhawks!!!

Marshall currently resides in rural Topeka, KS with his wife, Jan. They have 4 grown children and 8 grandchildren. They are active members of Grace Community Church in Overbrook as well as Christian Motorcyclists Association. Nothing beats a ride on the winding, hilly two-lane roads of northeastern Kansas on their Harleys.